Property Description

This beautiful waterfront home on Craigs Creek with direct Ohio River access was built to last! New construction in 2022, this home is a successful AirBNB or wonderful second home. Hardie board and batten exterior with sleek metal roof. The double front door invites you into the open living/dining/kitchen spaces with vaulted ceiling and luxury vinyl plank flooring throughout. White shaker kitchen cabinetry with huge island and granite countertops. Craftsman style millwork throughout. The primary bedroom features a luxurious ensuite bathroom with tile flooring, double vanity, and walk in shower. Amazing outdoor living space with large composite deck, partially covered. This home sits on almost 1 acre of land with a private dock, featuring two boat slips and large rooftop deck. Large barn on property is perfect for boat storage and/or additional rental income. Property is being sold as an active business and includes all furnishings and rights to AirBNB listing! Schedule your private showing today!

1044 Fogg Road | MLS# 633927

This single family home located at 1044 Fogg Road, Sparta, KY 41086 is currently listed for sale with an asking price of $549,000. This property was built in 2022 and has 2 bedrooms and 2 full baths. Fogg Road is located within the Gallatin Co Public school district. Search Sparta real estate on 251danielburnhamsquareunitunit259.cutlerhomes.com today.

Property Features

Property Type: Residential - Single Family

Cooling: Central Air

Days on Market: 324

Heating: Forced Air, Electric

Home Style: Ranch

Lot Size: 0.99 Acres

Roof Type: Metal

Stories: 1.0

Year Built: 2022

Feature Descriptions

Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Microwave, Refrigerator

Exterior: HardiPlank Type, Fiber Cement

Exterior: Private Yard, Dock

Foundation: Poured Concrete

Interior: Kitchen Island, Smart Thermostat, Open Floorplan, Granite Counters, Double Vanity, Chandelier, Ceiling Fan(s), High Ceilings, Recessed Lighting, Master Downstairs

Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup

Lot: Waterfront, Wooded

Lot Dimensions: irregular

Parcel Number: 8-BS-12-&-13

Parking: Driveway, Off Street

Patio/Porch: Covered, Deck, Porch

Property Condition: Existing Structure

Rooms Total: 5

Sewer: Septic Tank

Structures: Barn(s)

Structure Type: House

Sub Type: Single Family Residence

Water: Public

Window: Insulated Windows, Vinyl Frames

Wooded: Yes

Room Sizes

Living Room: 12 X 18 Level - First

Dining Room: 7 X 18 Level - First

Kitchen: 14 X 18 Level - First

Primary Bedroom: 11 X 12 Level - First

Bedroom 2: 11 X 12 Level - First

Local Schools

High School: Gallatin County High

Middle School: Gallatin County Middle School

Elementary School: Gallatin County Elementary

School District: Gallatin Co Public

Market Trends

Gallatin County Residential Market Trend Graphs

Zip Code 41086

Source: Delta Media Group, Inc.

Demographics

Gallatin County Demographic Information for 1044 Fogg Road, Sparta, KY 41086

Fips

Fips Code 21077

Population

2020 to 2025 Change up 1.7%

2010 Count 8,589

2020 Count 8,690

2025 Estimate (V2025) 8,840

2020 Estimate (V2025) 8,693

Age Distribution (Years Old)

0 to 4 6.1%

5 to 17 24.7%

18 to 64 55.8%

65 and Older 13.4%

Gender

Male 50.7%

Female 49.3%

Place of Birth

Foreign 2.3%

US 97.7%

Education

High School Graduate, Age 25+ 84.6%

Bachelor's Degree or Higher, Age 25+ 15.0%

Computer and Internet use

Households with a computer 94.4%

Households with a broadband Internet subscription 87.4%

Language

English is Second Language, Age 5+ 4.5%

English is First Language, Age 5+ 95.5%

Veterans

Veterans 427

Income

Per Capita Income $32,778

Median Household Income $63,346

People in Poverty 12.6%

Commute

Average Work Commute Time 30 minutes

Housing

Total Housing Units 3,935

Households 3,265

Average Household Size 2.65

Owner-Occupied 75.1%

Multi-Family 12.9%

Owner-Occupied Median Value $178,200

Median selected monthly owner costs -with a mortgage $1,264

Median selected monthly owner costs -without a mortgage $448

Median gross rent $832

Building Permits

New Private Housing Issued 2024 56

Years at Residence

1 Year or More 90.6%

Less Than 1 Year 9.4%

Business and Employment

Private non-farm Establishments 84

Private non-farm Employment 1,373

Private non-farm Employment Growth up 33.6%

Nonemployer Establishments 462

Number of Firms 139

Business Production

Value of Shipments $0

Wholesale Trade $0

Retail Trade $67,688,000

Retail Sales Per Capita $0

Accommodation and Food Services $0

Land

Land Area 101.23 sq. miles

Population Per Square Mile 85

Source: US Census Bureau

Estimate Your Payment

Estimated Payment

$ 2,979.63 per month $2,819.51 Principal & Interest $0.00 Property Tax (data not provided by mls) $160.13 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/20/2026. The listing information on this page last changed on 05/20/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 05/20/2026 12:01:30 AM EST) or Dayton MLS (last updated Tue 05/19/2026 11:46:43 PM EST) or CBRMLS (last updated Tue 05/19/2026 11:59:31 PM EST) or Multiple Listing Service of Greater Cincinnati (last updated Tue 05/19/2026 11:53:24 PM EST) or NKY MLS (last updated Tue 05/19/2026 11:28:23 PM EST) or Wrist MLS (last updated Tue 05/19/2026 11:24:22 PM EST) or Firelands MLS (last updated Tue 05/19/2026 11:11:40 PM EST) or MLS NOW (last updated Tue 05/19/2026 11:57:38 PM EST). Real estate listings held by brokerage firms other than Cutler Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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1044 Fogg RoadSparta, KY 41086